Find payment processing that fits your business.
Low-risk or high-risk, Unity 1 Collective helps you find a processing program that suits your volume and risk, and walks you through a complete application.
Merchant inquiry ISO partner inquiry
Send us a message and we'll follow up by email. All applications are subject to ISO/processor review.
One point of contact for your processing application
Choosing processing is easier with a guide. We start by understanding how your business sells and how much it processes, then help match you with processor programs we work with that fit your volume and risk. You supply your own documents, IDs and statements, so the application that reaches underwriting is complete.
We work with both everyday low-risk businesses and harder-to-place high-risk merchants.
How we help merchants
Support from the first conversation to a complete application. Approval, pricing and terms always rest with the ISO or processor.
Personal guidance
We keep your business needs at the center of the search.
Processor matching
We help match low- and high-risk businesses with processor programs we work with that fit their volume and risk.
Application guidance
We guide you through each step so you know what's needed and what happens next.
Complete applications
You supply your own documents, IDs and statements, so the file sent to the processor is complete.
Low-risk and high-risk
From everyday businesses to hard-to-place ones, we look for programs that fit, subject to their review.
A partner for ISOs
ISOs, payfacs and their agents receive prepared merchants and complete files.
Who we help
Low-risk businesses
Established businesses with a typical risk profile, selling in person, online or both. We help you find processing that fits your volume.
High-risk businesses
Businesses that processors consider higher risk or harder to place. We help match you with processor programs we work with that consider higher-risk merchants, subject to their review.
Four steps to a complete application
Message
Send us a message through the contact form. We follow up by email.
Match
We help match you with a processing program that fits your volume and risk.
Application
We tell you by email what's needed. You supply your documents, IDs and statements, and we help make sure the application is complete.
Review
The ISO or processor underwrites and decides. We guide you through it.
No approval is guaranteed. Pricing and terms are set by the ISO or processor.
Prepared merchants, complete files
We do the up-front work with merchants and bring you the ones that fit your program, with their own documents, IDs and statements already gathered for your underwriting team.
Let's find processing that fits
Merchant, ISO, payfac or agent: send us a message and we'll follow up by email. Prefer to write directly? Email austin@unity1collective.co.
All applications are subject to ISO/processor review.